About Lightning Docs
The Lightning-Fast Loan Document Solution for Private Lenders
At Lightning Docs, we’re transforming how private lenders generate business purpose loan documents. Our cloud-based, attorney-grade, automated loan docs software empowers lenders to create accurate, compliant, and fully customizable loan documents in minutes — not days.
Since launching in 2018, we’ve grown from serving a single lender to powering more than 60% of the nation’s top private lenders. Lightning Docs is now the most trusted platform for private lending loan documents, helping lenders scale faster, reduce legal risk, and close with confidence.
What We Do
Lightning Docs delivers loan document automation for private lenders — providing fast, compliant, and customizable solutions for every type of business-purpose loan:
- Residential Transition Loans (RTL): Generate complete fix and flip and rehab loan documents with built-in construction holdbacks, interest reserves, and cross-collateralization options. Learn more
- DSCR Loan Documents: Automate 30-year investor and rental property loans that meet Non-QM and capital market standards with flexible amortization, guaranties, and MERS capabilities. Learn more
- Commercial Real Estate Loan Documents: Create comprehensive CRE and multifamily packages including SNDAs, Tenant Estoppels, and complex entity structures in minutes. Learn more
- Construction Loan Documents: Produce ground-up and construction holdback packages with assignments, reserves, retainage, and inspection provisions — fully compliant and ready to fund. Learn more
- Loan Extensions & Modifications: Instantly extend or modify existing loans — adjusting terms, rates, or balances with just a few clicks. Learn more
Whether you’re originating bridge, fix-and-flip, construction, DSCR, or commercial real estate loans, Lightning Docs ensures your multi-state loan documents are accurate, compliant, and ready for closing — every time.
Why Do Lenders Choose Lightning Docs?
Quite simply, Lightning Docs is the fastest, most reliable way to produce private lending loan documents at scale.
Speed
Customization
Compliance
Scalability
Support
Technology
Our Impact
Our results speak for themselves:
More than 60% of the top 50 private lenders, including six of the top ten trust Lightning Docs as their loan document provider
The only solution that is used by multiple private lending law firms
Over $82 Billion in loans funded since 2018 including more than $30 Billion in 2025 alone
Over 150,000 loans originated since 2018, including 60k loans funded in 2025 alone
Mortgage lenders and law firms nationwide rely on Lightning Docs for mortgage document automation that delivers efficiency, accuracy, and growth.
Our Mission
To empower private lenders with next-generation loan docs software that delivers speed, precision, and compliance — enabling them to focus on opportunities, not paperwork.
We believe the future of lending is digital, compliant, and lightning-fast — and Lightning Docs is leading that transformation.
Trusted by Private Lenders Nationwide
From hard money lenders and bridge originators to DSCR and construction lenders, our clients depend on Lightning Docs to simplify their operations and scale their businesses — fast.
Whether you’re closing fix and flip, rehab construction, or 30-year DSCR loans, Lightning Docs ensures you stay compliant, consistent, and competitive — anywhere you lend.
































The Team Behind the Technology
While we're known for our lightning-fast technology, it's our extraordinary team that truly sets us apart. Committed to ongoing innovation and to providing our clients with unparalleled support, our growing on-shore team is the best in the business.
Ready to Simplify Your Loan Documents?
Experience the #1 loan document automation software for private lenders. Generate complete, compliant loan packages for any business-purpose loan — bridge, construction, DSCR, or commercial — in just minutes.