August 2025 Lending Trends: DSCR Growth Continues, Bridge Loans Plateau
A bridge loan is any loan with a duration of 36 months or less utilizing interest-only payments for the duration of the term and containing a balloon payment at the end of the loan. Bridge loans are commonly referred to as residential transition loans (RTL), fix-and-flip, non-owner occupied, hard money, or in other terms that describe a short-term loan generally secured by a residential property for investment purposes.
Private Lending Sustains Growth Through July
A bridge loan is any loan with a duration of 36 months or less utilizing interest-only payments for the duration of the term and containing a balloon payment at the end of the loan. Bridge loans are commonly referred to as residential transition loans (RTL), fix-and-flip, non-owner occupied, hard money, or in other terms that describe a short-term loan generally secured by a residential property for investment purposes.
Lightning Docs Surpasses $3 Billion in Monthly Business Purpose Loan Originations with Record July
Lightning Docs, the official loan documents of the American Association of Private Lenders, announces a record month for the platform in July. With 5,451 loans in the month, Lightning Docs passed its previous record high of 5,270 loans in May of this year. This marks the fifth time in 2025 Lightning Docs has reached a record month, as the platform continues to cement itself as the official standard in private lending.
Lightning Docs and LendingWise Partner to Deliver Seamless API Integration for Private Lenders
Lightning Docs, the premier document automation platform developed by Fortra Law, and LendingWise, a leading loan origination system (LOS) proudly announce their successful API integration. The new API integration allows LendingWise users to generate accurate, compliant loan documents directly through Lightning Docs without re-entering any data. This enables faster closings, fewer errors, and more time to focus on growth.
Mid-Year Check-In: What the First Half of 2025 Tells Us About Private Lending
It feels like just yesterday I was recapping trends from 2024 and now here we are already halfway through 2025. As I noted in our 2024 recap, bridge loan volume grew steadily throughout the year, while DSCR loan volume increased exponentially. That trend hasn’t slowed. In fact, this month DSCR volume was up 129% year-over-year, […]
Market Stability and DSCR Momentum Define May 2025 Trends
If you’re getting tired of hearing me talk about DSCR loans, I’ve got some bad news. This month’s data makes it impossible to ignore what’s happening in the market. In May, Lightning Docs users generated 2,757 DSCR loan documents. That’s nearly 200 more than the number of bridge loan documents in the same period. To […]
Lightning Docs and Liquid Logics Announce API Integration
Irvine, CA – 6/4/2025 – Liquid Logics, a leading loan origination software (LOS) provider for private lenders, proudly announces its latest integration with Lightning Docs™, the premier document automation platform developed by Fortra Law. This partnership delivers a faster, more efficient, and highly accurate loan document generation process, empowering private lenders to close deals with […]
74% Growth Amid Market Uncertainty: April 2025 Bridge and DSCR Lending Trends
April wasn’t a typical month. Looming tariffs raised questions about how the broader economy would respond, and early in the month, when the reciprocal tariff strategy was announced, the stock market reacted with sharp volatility. More relevant to private lending was what followed in the bond market. As bond prices rose by nearly 50 bps […]
Loan Volume Reaches Record High in Q1 2025
Q1 2025 Executive Summary Lightning Docs is a B2B SaaS platform founded by the partners at Fortra Law, the nation’s largest private lending law firm. The platform was originally designed to streamline the law firm’s drafting of business purpose mortgage loan documents and is now used by more than 50% of the top 50 private […]
Lightning Docs Surpasses 100,000 Loans Closed on Platform
Irvine, California, April 15, 2025—Lightning Docs™, the premier provider of business-purpose loan documents for private lenders, has officially surpassed 100,000 loans closed on its platform—representing more than $50 billion in loan originations. With almost 5,000 loans generated per month, Lightning Docs continues to be the go-to solution for private lenders seeking speed, accuracy, and compliance […]