Author: Esther Huang

How the September Fed Rate Hike Impacted DSCR and Bridge Loan Markets

September brought the first Fed rate increase since 2023 and, with it, renewed concerns about rising rates within business-purpose lending. As I covered here, the increase was heavily anticipated within our industry and had been a factor in the rate movement of the last couple of months. DSCR rates have risen recently, but by much […]

Summer Slowdown: Growth Cools as Private Lending Shifts Beneath the Surface

August brought some of the lowest growth numbers we’ve seen in 2026. That’s not too concerning on its own as per-business-day loan counts remain near their high watermark, but same-store sales growth is clearly leveling off as competition heats up across business-purpose lending. For a long time, readers have asked for a more detailed breakdown […]

Lightning Docs Updates 8.25.26

We have issued an update to the system that modified the following: ASSIGNMENTS We have enhanced the Assignment feature in Lightning Docs. This update will allow users to:

Key Markets Update: How Lending Activity is Concentrating in California, Texas, and Florida

California, Texas, and Florida are the three states driving much of Lightning Docs’ loan data, but through July 2026 they tell diverging lending stories. Nationally, bridge lending grew 9.4% year over year, while DSCR lending grew more than 35%, outpacing bridge loans for a second straight year. Underneath these national statistics, however, each of the […]

Bridge Interest Rates Break Below 10% as DSCR Regains Record Volume

July brought two milestones to private lending on Lightning Docs. Bridge loan interest rates dropped below 10% for the first time since June 2022, even as bridge volume cooled from June’s record pace. At the same time, DSCR lending set an all-time high for monthly transactions on the platform, even as year-over-year growth among the […]

Lightning Docs Named No. 1666 on the 2026 Inc. 5000 List, the Most Prestigious Ranking of America’s Fastest-Growing Private Companies

Company Recognized for 208% Three-Year Revenue Growth, Earning a Place Among the Nation’s Most Successful Independent Businesses Irvine, California, August 11, 2026 – Lightning Docs today announced it has been ranked No. 1666 on the 2026 Inc. 5000 list, the annual list of the fastest-growing private companies in America. The list is the most prestigious […]